Faamatai Traditional Religious System Free Essays

It likewise charity to characterize and decide strict associations between the Mat framework and the classify (Indigenous religion). To wrap things up, it additionally centers around how the framework changed after Christianity showed up. Numerous individuals characterize the term tangle in various manners. We will compose a custom exposition test on Faamatai: Traditional Religious System or then again any comparative point just for you Request Now For instance, Via and Tintinnabulation characterize tangle as a â€Å"member of the pious devotee (town) and a pioneer of an alga potato (more distant family) with an intricate system of fall (diffuse social connections’. Pall’s offers another emptying which expresses that tangle advances from two words â€Å"mat† (eye or seeing) and â€Å"l† (towards or at). At the point when two words are assembled, It makes a conventional definition, the â€Å"act of looking towards or at somebody or something†. As it were, a tangle is the â€Å"eyes† of the family. The individual in question is the good example of the family. Relatives admire that person as a solid chief and powerful leader. To comprehend the structure of the tangle framework, one should initially audit the Samoan culture attributes. The Samoan distinguish their way of life as the Fashion lifestyle as per custom. Pall’s portrayed the term Fashion as alluding to â€Å"the old lifestyles Inherited from the ancestors†. The bar FAA implies â€Å"in the way of†, so the Samoan made it mix in with specific words so as to differentiate the various methods of getting things done. Generally, there are no laws with regards to the Samoan culture. Be that as it may, Samoan individuals regarded the choices made by their own tangle. To additionally comprehend the Samoan lifestyle, one must comprehend the town structure In the Samoan culture. The (religious recluse) town Infrastructure Is comprised of every single expanded female and family members who live In that specific town. They are Individual beneficiaries and descendents of the tangle, for example, father, mother, sibling sister and etc†¦ In the alga, all can be connected whether by blood as recognizable to a typical predecessor, through marriage ties or even embraced associations. At the leader of every alga was a tangle. He was the person who held the family title until it was passed on by decision instead of by legacy. The main stage in turning into a tangle was to fill in as a tattletale’s (untitled man). A tattletale’s Is characterized as an untitled man who serves his tangle with respect and determinedly. Being In this level requires a ton of tolerance and mindful. Each tattletale’s has one objective in life which was tight (fill in) as further clarified by Applied as follows: â€Å"A satisfy tangle a Samoa dependable muumuu debilitate magma lee tag as rigid Elli I lee tangle male alga mama lee pious devotee. O rigid a lee tuna’s e mother mutilate AI fumigant’s ‘see’s. An iii SE e through Oho I lee tutelage pull, all e tight, AAU o lee ala I lee draw o lee taut†. At the point when a boss was picked, an individual who served the boss, family and town well Is in all probability the essential he should initially serve on the grounds that the way to administration is administration) When a tangle was looked for, every alga would concede to a competitor and afterward all would settle on one who might be qualified to prevail to the title. On ce accepting the title of tangle, he is liable for the administration of the entire family. In the affectionate o lee cloister adherent (board of boss), the tangle was the person who spoke to the entire family. The authority of the tangle was openly communicated by him in all issues, yet more often than not he is free to the extent that what he does was to benefit the family. In this aware manner, it could be seen, that the job of the tangle was not just legitimate, however it was likewise one of serving. It was then observed that all conduct was adapted by the faithfulness and dedication of the tangle as well as the entire family. It was the pride of one’s family which appeared to be the premise of the Samoan culture. This has been a starting component by which â€Å"law and order† was kept. In the Fashion, the more distant family is the essential part of the town. Like I referenced before, the town framework is comprised of every more distant family which headed by a senior boss. Without the more distant families and their boss, there would be no gathering of boss in the customary town structure. The town itself turned into a factor in keeping the solid bond inside the general public. Socially, every town was grasped by a typical pupilages (conventional welcome of tangle titles in status). Mauve expressed that a pupilages is a rotational equation which contained all the nobility concurred to the town particularly to the guideline boss, expressing their relationship to the more extensive imperial heredities of Samoa. In the former times, Samoan lived in a progressive society. In all degrees of its political structure including the tangle framework, it was so clear for it to be seen. Through every one of these levels, there was one of binding together power at work in the support of â€Å"law and order†, for example, steadfastness and dedication, being a piece of the family, and towns and areas interfacing with the illustrious line. Strategically, with the progressive structure of society, it could be seen that the old divine beings were additionally organized in such a manner. It was the situation that authority was assigned from the top to the base. On the off chance that there was a need to do a proposition or any new thoughts, it was first to be affirmed by the higher specialists. Authorization must be looked for from the boss. In spite of the fact that these various levels despite everything existed in the Samoan culture, however there was as yet the consciousness of the need to work all together solidarity so as to endure. The socio-political structure of the tangle framework was accepted to have incredible significance. Many accepted the significance again exists in the possibility that it was presumably inside such a social structure and, that the organizing and the comprehension of the divine beings had started. As indicated by Mauve, he expressed: In Samoan culture, there were â€Å"As†, for example, the As Militate, As Loyola or As Amiga. The â€Å"As† gives the significance of being high in rank inside the Samoan culture. The full significance of this word would not be communicated if just the word fair was utilized. The importance of the word was â€Å"honorable† as well as took up different implications, for example, holiness and sacredness in the follow of been higher over all others in the public eye. In this sense, As would truly allude to the Alai(high or central boss). An Alai(high boss) was considered as the leader of the town and its chamber of boss. Obvious (high talking boss) were speakers and they talked for the benefit of the Alai. As per Applied, tangle were consistently the decision controls in the general public. Their position is as yet solid today. Their power was to be boss were, it was consistently to be completed by the magma(group of tattletale’s or untitled men). What can be said now is that in the auxiliary set up of the Samoan culture, there is a reasonable qualification between the higher and lower classes. The structure of the general public and the differentiations could have been the premise of the strict organizing and comprehension of the antiquated divine beings. Truth be told, the Samoan indigenous religion likewise had a structure where there was the acknowledgment of higher divine beings and lower divine beings. In such a structure, there were duties and capacities performed by the divine beings that concurred with the obligations set out in the public activity of the individuals. On the off chance that the high boss supposedly ruled and award authorization, at that point the higher divine beings were seen to gangs more power. The higher divine beings would then be looked for the giving of the things that the general public needed. In this area, I will concentrate on the strict association between the Mat framework and a progressively point by point investigation of the customary strict convictions and other social practices. I emphatically accept that quite a bit of these convictions and practices had incredible effect in transit Samoan had acknowledged Christianity. Before Europeans had ever gone to the islands, Samoan had their own convictions of gods accepted to be divine. As per Melissa, he expressed â€Å"Samoan religion as it by and large comprehended alludes to an arrangement of convictions, the stately and tall exercises that are related with it, and the love of a heavenly being or creatures. † furthermore, Samoan had no national religion. This was a period of fantasies and what has regularly been alluded to as a period of odd convictions. It was at this beginning period that these legends and the historical backdrop of Samoa were protected in recollections and through oral conventions. As per customary convictions, each individual had his own â€Å"tutu†(guardian soul). It was the situation that the families had minor divine beings and towns had their own neighborhood gods. These divinities, for example, fire, downpour, agribusiness and etc†¦ Were insider consecrated and critical to the Samoan. In the following couple of sections, I will quickly clarify the strict associations of the tangle framework and the indigenous religion through numerous customary convictions, for example, the Toga fantasies, man, spirits, and different divine beings. One of the most mainstream views in Samoan culture was the Toxicological creation fantasy. In the alga, the leader of the family is considered as the tangle which was intently like the Toxicological and his standard. As indicated by one legend, it expressed that Toxicological existed as the principle source in space and made the sky. He was otherwise called the prevalent being or pioneer. I accept these creation stories had affected numerous conventional world perspectives on the Samoan and its tangle framework. Indeed, the attitude about Toga making Samoa despite everything exists. The assortment of these creation stories has prompted the possibility that customary convictions had been intricately associated in Samoa. For this situation, the Samoan culture was delivered in differentiation of positions and indigenous religion upholds it by giving the high positions a

Privacy, Security in the 21st Century Essay Example | Topics and Well Written Essays - 500 words

Protection, Security in the 21st Century - Essay Example Others, be that as it may, see even the old observation innovations as upsetting. The universal security observation camera, for instance, despite everything has the ability to mix contention; witness the post-9/11 response to the National Park Service's arrangement to put nonstop surveillance cameras in the national stops inside the country's state house (DeBose 1). For those individuals worried about any recently discovered reconnaissance capacity, the intrinsically ensured right to protection is damaged by the merest trace of elder sibling observing their movement. The development of innovation, in any case, isn't dependent upon popular feeling; it is essentially a reality that more current and better methods for acquiring data are going to keep on being created. Fittingly applied, these new strategies can significantly improve the wellbeing and security of the overall population and there is no doubt that science will keep on propelling these limits. The weight of offsetting security with innovation should be set upon the courts. The gave cites from Benjamin Franklin and H. L. Mencken show the points of view of two diverse philosophical situations in two unique universes.

Samples Essay on Nigeria

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An E Commerce Website Essay - 2042 Words

Organizations today face a lot of competition in the market and they try every day to find new ways to stay ahead in the race. To achieve what these organizations desire, they require data and some efficient analytical applications to analyse this data. Analysing the data and making certain decisions towards the growth of the organization, to remain ahead of the growing competition, forms the crux of competing on analytics. Most companies today make use of such analytical applications to make decisions that are best suited for them. Flipkart is one such company. Flipkart an e-commerce website was founded in 2007 by Sachin Bansal (Chairman) and Binny Bansal (CEO) – both graduates from Indian Institute of Technology, Delhi. They previously worked for Amazon.com, and left to launch their own e-commerce company named Flipkart Online Services Pvt. Ltd. in October 2007. Flipkart uses E-kart and PayZippy, its own logistics arm and payment gateway respectively. In 2012 Flipkart launched its own brand called ‘DigiFlip’ which include products like tablets, laptop bags, USBs, etc. Ability to Compete on Analytics An e-commerce company such as Flipkart requires a lot of tools for analytics especially when it has to compete with companies like Amazon, EBay, Snapdeal, etc. Flipkart runs on the principle â€Å"Whichever tool solves our problem best† to select right tool for its operations. It makes use of a wide range of tools to perform analytics like Adobe analytics, Apache Hadoop, ApacheShow MoreRelatedE-Commerce Website Security Issues2638 Words   |  11 PagesRunning Head: SECURITY ISSUES OF SMALL E-COMMERCE WEBSITES E-commerce Website Security Issues March 26, 2008 Abstract The research topic I have chosen for this CIS666 final paper is focused on recognition and evaluation of e-commerce website security issues for a small company that lacks the technical and human resources to fully cover all aspects of running a website. 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Fahrenheit 451 Technology Essay - 1263 Words

With the ubiquitous presence of technology, it would be difficult to believe that is wasn t always around. Today, everything is incorporated with technology, from entertainment to communication, from travel to skin care, and newly, from surveillance to control. In his science fiction novel Fahrenheit 451, published just as technology was beginning to make its appearance in people s everyday lives, author Ray Bradbury describes a distant future and the omnipotence of technology in it. Ray Bradbury was an artist, with a backward vision for the future, both ecstatic, and terrified, at the sheer concept of what it may entail. He believed that man could shape its destiny, and to not conform to any boundaries, by exceeding them with scientific†¦show more content†¦Nicholas Carr, a writer for The Atlantic, believes that â€Å"[He knows] what’s going on. For more than a decade now, [He’s] been spending a lot of time online, searching and surfing and sometimes adding t o the great databases of the Internet.†(Carr 1) Carr examines a personal experience of his technological addiction. As a writer, he finds the convenience of the web and technology to be addictive. This slowly-developing obsession with technologies does not come without a price though. The dependence on the internet made so that his â€Å"...mind now expects to take in information the way the Net distributes it: in a swiftly moving stream of particles. Once [he] was a scuba diver in the sea of words. Now [he zips] along the surface like a guy on a Jet Ski...The more they use the Web, the more they have to fight to stay focused on long pieces of writing.†(Carr 1) In the novel, this phenomenon of laziness is dramatized, in the descriptions of Guy and Mildred Montag. â€Å"he could imagine how his room would look, his wife stretched on the bed†¦in her ears the little Seashells, the thimble radios†(Bradbury 12). Mildred, like Carr, has come to rely on her technol ogy, the seashells. She has grown to the point of dependence, at which she cannot even sleep without her technology by her side, just as Carr cannot write without the internet. 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Human Resources for Improper Workforce - Free Samples to Students

Question: Discuss about theHuman Resourcesfor Improper Workforce Management. Answer: Introduction Human resources managers faces critical challenges in the present contemporary world, which in turn is responsible for discontinuity of work, improper workforce management, difficulty in maintaining market competitiveness, and also affect the organizational culture (Epstein and Buhovac, 2014). The key reason associated with these concern include diverse workforce, lack of competency in conjunction with cross-cultural management, and rapid frequency of change within organizational context. According to a report by Epstein and Buhovac et al. (2014), these challenges are common across all the organizations, and thus their success in terms of objective achievement is heavily determined by the performance of human resource managers. In particular, the managers who are encountering such situation are using their leadership, experiences, and communication skills to mitigate the critical challenges and thus maintaining the smooth conduct of work practices. Overview of Human Resource Management In particular, the functionality of human resource management team is linked with processes like (i) recruitment and selection; (ii) training and development process; (iii) performance appraisal; (iv) organizational behaviour; and (v) miscellaneous activities such as pay roll system, compensation and benefits, and cross cultural management. It is noteworthy to mention that the role of HR managers is mainly linked with objective to bring people and organization together such that the firms goals can be achieved (Chadwick, Super and Kwon, 2015). Thus, the responsibility of managers are linked with art of procuring, maintaining competent workforce, and developing the work practice standards. Particularly, in Australia, the HR managers performance is reviewed in conjunction with issues like hiring, performance management, development of organization, compensation, wellness and benefits of employees, motivation and benefits, training and education, and related administrative process. According to the report by Muenjohn and Armstrong et al. (2015), the authors have further dictated that the HR managers in Australia are accomplished for job responsibilities like (i) analyzing and designing jobs; (ii) ensuring legal compliances; (iii) forecasting supply and demand of workers; (iv) implementing, affirmation, and monitoring the sustainability for action plans and changes; and (v) recruiting, selecting, training, and developing employees to meet the current as well as future job demand of the firm. Issues and Challenges Identified Of note the issues and challenges are also critical within the HR responsibility scope, which must be addressed in order to overcome issues like employee turnover, discontinuity in work flow, and negative workplace environment. The common issues that has been identified to be persisting within the HR management plans include (Muenjohn and Armstrong, 2015): Lack of competent candidates It is a common problem, where HR managers are facing difficulty in identifying competition for designed jobs. The reason is linked with lack of requisite competency, experience, and unwillingness of available candidates on the prescribed pay structures. Poor cross-cultural management This is another issues, mainly persisting in the multinational companies. The issue is linked with hiring candidates from diverse background, language, and culture, and thereby it often becomes difficult to manage the workplace environment into positive and productive environment. Reluctant to implement change Often the employees are reluctant to implement change, as it bring difficulty in terms of learning newer things, require time to implement, and need to maintain the productivity besides learning of newer traits. Proposed Solutions The above section described three key issues (not limited to) which are mainly faced by HR managers. The rationale for identifying robust mitigation strategies and management plan is linked with the intention to maintain the work continuity as well as to maintain progressive environment in routine workplace. The solutions that are possible to implement within the scope of Australian business workplace thus includes: Offering internship and projects for college students With the opportunity to offer project and internship to students, the companies can avail the scope of developing optimal candidates for their job requirement. According to a report by Schaper et al. (2016), it was dictated by the authors that for any company, hiring the candidates, especially who are trained in industry, ultimately reduces the chances of failure in selection procedure. Offering training to HR managers regarding cultural diversity The increased flow of overseas employees also generate the requirement of training and knowledge development sessions regarding the cross-cultural management (Liao, Rice and Lu, 2015). Thus, the variance of employees in terms of language, background, ethnicity, and perspectives can be minimized and personnel can be directed towards their responsibilities. Using suitable models for change management Theories of change implementation such as Kotters 8-step process, Deming cycle of Plan-Do-Check-Act, and Lewinss change management models are critical for bringing successful change into the working practice. Thus, such practice for the HR managers is critical to bring effective development of organization as well as for achieving effectiveness (Liao, Rice and Lu, 2015). Recommendations Based on the discussed solution, it is reflective that the managers need to adopt suitable strategies such that the challenges can be minimized in their concerned firms. Of note the HR managers are require to develop themselves suitably for the communication and networking related competencies. This is not only require to manage the people accurately, but is also critical to manage the issues related to responsibility delegations or negotiations can be handled effectively. In addition to this, it is also critical for the HR managers to keep themselves updated regarding the market changes, improvement in the technological perspectives, opportunity to develop leadership skills among employees, and maintain a positive workplace environment (Chadwick, Super and Kwon, 2015). Overall, the managerial responsibility is linked with bringing effective work practice and to motivate the employees such that they can bring innovative and cost effective solutions. Conclusions In summary, the present report is based on HR management and strategies, in which the context is made relevant to Australia. The present solution not only gives an overview of the current HR practices, but also discussed the existing challenges and problems such as high turnover, lack of adequate competencies, and difficulty in managing the change implementation. The later section of this report also include solution to the concerned problems as well as recommendation for the HR managers, such that the work practice within organization can be managed effectively. References Chadwick, C., Super, J.F. and Kwon, K., 2015. Resource orchestration in practice: CEO emphasis on SHRM, commitment?based HR systems, and firm performance. Strategic Management Journal, 36(3), pp.360-376. Epstein, M.J. and Buhovac, A.R., 2014. Making sustainability work: Best practices in managing and measuring corporate social, environmental, and economic impacts. Berrett-Koehler Publishers. Liao, T.S., Rice, J. and Lu, J.C., 2015. The vicissitudes of competitive advantage: Empirical evidence from Australian manufacturing SMEs. Journal of Small Business Management, 53(2), pp.469-481. Muenjohn, N. and Armstrong, A., 2015. Transformational leadership: The influence of culture on the leadership behaviours of expatriate managers. international Journal of Business and information, 2(2). Schaper, M. ed., 2016. Making ecopreneurs: developing sustainable entrepreneurship. CRC Press.

Sebastian Henderson Essays (933 words) - Devon, Academic Dishonesty

Sebastian Henderson Prof Owen Sutkowski COM 231-75 4/25/2017 Outline I. Introduction A. Recently in the news there have been multiple cases of academic fraud at universities such as the University of North Carolina at Chapel Hill, University of Tennessee and Florida State University. B. Some cases have been about Universities forcing fraud, such as the ones listed above. But some schools have been standing up for athletes trying to get them the help they need such as, Clemson University, East Carolina University, and the University of Florida. C. There should be exceptions to the integrity rule because the student-athletes cannot get the help that they need to do well in school. Also that schools are rigging grades, and the minimum grade point average requirement to play college football is too low for athletes to be gaining a quality education. II. Body Paragraph 1 A. The issue of Academic Fraud and Academic integrity is an honesty issue. Also the article it is in is very confusing and is full of loop-holes B.It is sometimes said that education is the only industry where the less one provides for the price the more pleased customers are - most of us, when we are students, welcome a day off from class or a homework-free weeknight. Athletes are no different, and the rewards of competition in an area of their special skills have the potential for many to weaken further the commitment to coursework and class attendance. C. Faculty work hard to engage students in learning, and perhaps in no other area does a university signal an inappropriate prioritization of athletics over academics than when, by policy or by administrative decisions, it sends the message that training or competitions take priority over class attendance and coursework. D. A lot of schools have manipulated these rules and loop-holes III. Body Paragraph 2 a. The leaders among those schools are The University of North Carolina-Chapel Hill, Florida State University, The University of Tennessee, Auburn University, Notre Dame and many others. b. These Universities have been accused and some of them found guilty of bumping SAT ACT scores along with bumping up GPA's and test scores. SAT score as low as 400's, ACT scores as low as 13's and GPA's as low as 1.25's(ESPN.com). c. Also some of the schools are offering courses such as "sit-in classes", classes that athletes don't have to show up for the class the entire year then you come in to take midterms and finals and you get a grade for it. d. Then there are the cases such as Devon Ramsey. IV. Body Paragraph 3 A. Devon Ramsay was a fullback at The University of North Carolina-Chapel Hill, in his junior year and was one of the best Fullback's in his draft class. B. Devon was Sociology major and he was working on a three page paper titled "Industrialized Nations". C. Being on the football team, to help balance school and football, Devon went to one of the team tutors. He emailed this tutor the paper so that she could help him with spelling and grammatical errors. D. She checked and revised a little of the paper and sent it back to Devon with the seal of approval. Devon turned in the paper .Later that week, Devon's Coach called him into his office( Reily , Katie). V. Body Paragraph 4 A. Devon was informed that he was involved in an NCAA investigation for his violation of the Academic Integrity rule because of illegal outside assistance on his paper B. Devon was shocked he was extremely concerned due to the fact that he didn't do anything but get a little needed help on a paper for a real class. Ramsay was then told that he could no longer finish the season while under investigation. C. Devon was heartbroken because this could not only ruin his chance of playing pro-ball but he could be expelled if he is found guilty. Luckily Robert Orr, a North Carolina lawyer heard about this case and wanted to fight this injustice. D. And before Devon's Senior the decision was reversed by the NCAA. Sadly, Devon tore his ACL the 4th game of the season. But sadly, Devon isn't

Dred scott v sanford essays

Dred scott v sanford essays The Dred Scott decision was an important ruling by the Supreme Court of the United States that had a significant influence on the issue of slavery. The case was decided in 1857 and, in effect, declared that no blackfree or slavecould claim United States citizenship. Slaves were viewed as property, and such had no individual right. Furthermore, the decision indicated that Congress could not prohibit slavery in United States territories. I believe that the decision was morally wrong and failed to recognize the rights of people to be free. In addition, the ruling had many political and social implications, aroused angry resentment in the North and led the nation a step closer to civil war. The decision was finally overridden after the Civil War with the introduction and passage of the 14th Amendment to the U.S. Constitution. This amendment, adopted in 1868, extended citizenship to former slaves and gave them the benefit and protection of individual rights. (textbook, 295) The Dred Scott the decision involved a slave owned by U.S. Army surgeon, John Emerson. Emerson lived in Missouri, a state that permitted slavery. In 1834, Scott went to live with Emerson in Illinois, a state that prohibited slavery. They later lived in the Wisconsin Territory, where slavery was forbidden by the Missouri Compromise. In 1838, Scott returned to Missouri with Emerson. Emerson died in Missouri in 1843, and three years later, Scott sued the surgeon's widow for his freedom. Scott based his suit on the argument that his former residence in a free state and a free territoryIllinois and Wisconsinmade him a free man. A state circuit court ruled in Scott's favor, but the Missouri Supreme Court later reversed the decision. Meanwhile, Scott had become legally regarded as the property of John F. A. Sanford of New York. Because Sanford did not live in Missouri, Scott's lawyers were able to transfer the case to a federal court. This court ruled against Sco ...

Bank of America Essay Example for Free (#2)

Bank of America Essay The apparent problem in the Bank of America case study is that Jen McDonald (head of the Bank of America digital marketing group), and Douglas Brown (senior vice president of mobile product development) received requests to create mobile apps more specific for individual businesses as a way to gain leverage (Supta & Herman, 2012). Brown, specifically, was hesitant to add additional mobile app features as he feared it would make the application far too complex. Not only would it prove to be difficult for some users to understand, more features often make applications run more slowly, which could complicate the idea of mobile banking. In addition this could possibly give the customer a more negative experience. To cite the problem specifically, Brown stated â€Å"App complexity has led to some high-profile failures in the market place. This carries a huge risk† (Supta & Herman, 2012). Furthermore, Bank of America was provided $20 billion in capital from the United States government during the financial crisis under leadership of CEO Kenneth Lewis (Supta & Herman, 2012). Lewis had concerns that certain investors and customers would start to correlate Bank of America with Citigroup, who had previously given up 36% of its ownership to the federal government (Supta & Herman, 2012). This resulted in Brian Moynihan (head of consumer and small business banking) taking over as CEO on January 1, 2010 (Supta & Herman, 2012). Constraints and available options One of Bank of America’s options was to create different apps to target different groups and market segments, which proved to be somewhat of a risk. Not only was the organization concerned for the customers reaction, Bank of America was also hesitant because mobile apps are costly and in doing so, technology resources would be taken from other essential areas of banking such as online banking and atm machines. At this time customers were not completely trusting in working with their banks, as financial struggles were becoming more and more apparent. In order to give theBank of America the trusted name and customer loyalty it had previously held for so long, executives decided Mobile banking was the right path to take in order to save the company. Analysis and Evaluation The bank of America officially launched their mobile banking application in May of 2007. This included the ability to bank on the customers phones either by application or by accessing the mobile web through their phones browser. Douglas Brown confirmed that the success of the mobile application was astounding as the company gained four million mobile banking customers over the time span of less than three years (Supta & Herman, 2012). Because of the high level of success, business managers were eager to update the applications, in an effort to raise the level of functionality even higher. This proved to be a decision that had to be carefully considered by the Bank of America corporate team. Strengths: The Bank of America already holds the title of being one of the most prestigious banks and a leading company in the U. S. Because of their household name, marketing new products prove to be fairly easy; however identifying a product that customers will adopt and figuring out the target market are essential to Bank of America’s success. An additional strength of the mobile banking application was the timing in correlation to the launch of the application and the launch of the iPhone, making Bank of America the first bank to be able to offer a banking application on the iPhone. The most used features of mobile banking came from viewing account balances and viewing transaction details, making debit card holders the most popular users. After the mobile banking launch more customers opened checking accounts in the months of the introduction of mobile banking and did in fact use the application during that time. Weaknesses:  A weakness shown by Bank of America proved to be within technology adoption and which smart phones the mobile applications could be used by. The Bank of America was slow to adopt SMS technology and access to mobile banking was limited. It was only available to those who used online banking with Bank of America, therefore leaving a huge portion of customers out and feeling negatively about the new product. Another weakness in the new mobile application was that it had to be created with more features than competing mobile applications, which added the risk of making the mobile app more complex. Complexity is a weakness when striving to offer a simple and functional upgraded product to customers. Furthermore, the bank was recovering from the financial crisis, which caused a great loss for a company as big as themselves, as customers had to put a curb to their spending. They also feared they damaged their name in asking for $20 billion in federal backing which proved to be a huge mistake. Bank of America did not want to be associated with other banks that had borrowed capital, but in turn were forced to give up a percentage of their company. Opportunities: In analyzing the Kotler & Keller text, marketing opportunity is described as a buyer taking interest in something that has the probability to make a profit (Kotler & Keller, 2009). The introduction of mobile banking was a huge opportunity that the Bank of America capitalized on. When mobile banking was introduced costs per transaction started at 10 cents and were expected to drop to 3 to 4 cents. ATM costs were already 1. 34 per transaction which provided an advantage to debit card holders with low account balances. They also benefited in that they could easily check their account balance through their phones before making a purchase. The Bank of America capitalized on the opportunity to offer this feature to customers for absolutely no cost. This was a huge plus in gaining additional customers and fans of mobile banking, as other banks had already begun to waive ATM fees during the times of the market dropping. Mobile banking was a way for Bank of America to bounce back after financial crisis and offer users an experience they had never before been exposed to. The novelty of the design and idea would bring trust and value back to the company. Threats: A potential threat of mobile banking was that expanding on apps and adding new features can turn potential customers off because it tends to make banking more complicated throughout the introduction process. Surveys and research also showed that 44% of customers did not see a need or any type of value within mobile banking. When introducing a new product, buyer behavior tends to be very guarded as customers are reluctant to trust a pone application to keep their banking statements and accounts secure at all times. Major competitors are also a threat that the Bank of America faced. Major Banks such as Wellsfargo, Citigroup and PNC, to name a few, also offer mobile banking with virtually the same functions and applications. Mobile banking was also seen as a threat because of the high initial costs, however, from a marketing perspective, if the Bank of America were to pay extra costs to set their mobile applications apart from competing banks, the additional features would be worth the price in customer popularity and satisfaction. Recommendations Because mobile banking has been introduced by so many other banks, the best recommendation would be to create a form of mobile banking that is more secure and user friendly than competing applications. These are the two issues that customers seemed to have the most doubts about, so putting extra emphasis on these areas will surely set the Bank of America apart from others. Another recommendation is to target one particular audience and market to them specifically, therefore making age and stage in the life cycle of great importance. It is likely that the younger generation will be much more open to yet another phone application, as it is the norm for them, and will provide huge ease to another aspect of their lives. This may result in the younger generation taking more initiative when it comes to banking and gaining more responsibility in this aspect of their lives. Phone applications makes it easy to transfer money and to check balances, providing an awareness of your funds 24/7, opposed to only during banking hours. Kotler & Keller advices marketers to take the following three steps when marketing a product: 1. Compare it with a product that consumers already know about, making it more comfortable for them to base the purchase off of a past decision (Kotler & Keller, 2012). 2. â€Å"†¦The lure of â€Å"free† is almost irresistible† (Kotler & Keller, 2012). 3. Consumers often experience the â€Å"optimism bias† or â€Å"positivity illusion. † They tend to overestimate their chances of experiencing a positive outcome and underestimate their chances of experiencing a negative outcome (Kotler & Keller, 2012). These steps are recommended to the Bank of America’s target audience in order to raise popularity and awareness of the mobile banking application. In other words, it is essential to understand the meaning of consumer behavior. Kotler & Keller define consumer behavior as how individuals come up with ideas and experiences that work to satisfy the customer’s wants and needs. The customer’s desires will be met in that the mobile banking app will be free to current customers, which will already account for a huge part of the appeal. Compared with online banking, which customers are likely to be more familiar with, the target audience will see the mobile app as an easier, faster version of a feature they already value. Furthermore, because of the optimism bias and positivity illusion, customers using this product are more likely to feel it will improve their financial security and well-being. Lessons Learned In the review of the entire Bank of America case study, it is apparent that control was an issue that was brought up as the main concern of the customer in accepting the new application. Customers were weary at first, as they had concerns for the security of their finances and feared they were giving up control of their bank accounts to a mobile application. In retrospect, the customer actually gained more control over their finances as they were able to access them from nearly anywhere in the world. This goes to show how identifying with the customers emotions and providing them with a product that gains their trust and eases their concerns, will make the innovation and the company that much more successful. Bank of America. (2016, Sep 09).

The contemporary hospitality industry qcf 5 Assignment

The contemporary hospitality industry qcf 5 - Assignment Example In absence of an appropriate definition, hospitality has been defined differently by various authors, where the definitions range from philosophical to commercial perspective. Brotherton (1999) defined hospitality as: â€Å"A contemporaneous human exchange, which is voluntarily entered into, and designed to enhance the mutual well being of the parties concerned through the provision of accommodation, and/or food, and/or drink†. Lashley (2000), on the other hand, defined hospitality as a relationship between guests and hosts, which is neither platonic nor extremely economic in nature. Then again, O’Connor defined hospitality in terms of behaviour and experience. According to the author, consumers are hardly interested in buying service delivery, they rather purchase the experience associated. The quality of service defines memories of the experience and quality of overall event is related to the fact that consumers are buying an occasion. The hospitality industry is one of the major sectors within the service industry that include accommodation, event panning, theme parks, catering services, transportation and various aspects of tourism industry. The development of the hospitality industry is mainly dependent on disposable earnings of individuals and their leisure time (Hemmington, 2007). In this paper, major aspects of the hospitality industry will be discussed in a detailed manner highlighting on current scope, role and diversity in the same and organisational structure of various hospitality organisations. Recent studies by several organisations suggest that the hospitality industry is one of the largest and rapidly growing industries in the global business sector. According to a report, ‘Global hospitality insights’ by Ernst & Young (2014), investment in the hospitality industry has increased considerably in recent years, despite growing economic and political uncertainty in the business industry. The report suggest that among the various

Diabetes Case Study Essay Example | Topics and Well Written Essays - 500 words

Diabetes Case Study - Essay Example The reduced wound healing time of the individual can be related to the production of granulocytes which require glucose as their source of energy and as glucose as is not entering the cells energy is not being provided to the cells for the uptake of amino acids. Because of this proteins cannot be synthesized in the cells. All these factors lead to reduced wound healing in the tissues. In polyuria the urinary output of a person is increased in diabetes, in polydipsia the person gets thirsty again and again and lastly polyphagia increases the appetite of the person (Lawal 2008 & Deshpande et al 2008). Diabetes mellitus is said to be working as a slow poison in the body and it can affect many processes in the body. It is noted that Diabetes Mellitus can further cause a huge damage to the different systems of the body. Neuropathy, nephropathy, retinopathy, cardiovascular stroke and peripheral vascular diseases are common diseases caused by the chronic processes of diabetes. In neuropathy the nerve cells of the body are damaged because of which the autonomic nervous system is affected usually. In retinopathy the macular retina of an individual is destroyed and this can lead to blindness. In nephropathy it can be seen that diabetes causes an alteration in the structure of the kidneys. And this may also lead to kidney failures in the long term if not treated properly. It is also seen that diabetes is related to the blood pressures as it is a major cause of hypertension nowadays. Because of hypertension the individuals also tend to develop ischemic heart diseases which further lead to hypoxia in the heart muscles and thus cardiac failure or cardiac stroke may occur. Peripheral Vascular Disease is another major disease caused by diabetes in the body. Diabetes can directly act on the blood vessels and narrow them. The most affected blood vessels by diabetes are the ones leading to the stomach, legs, arms and kidneys.

Francisco Franco Essay -- essays research papers

Francisco Franco was a general and authoritarian leader, who governed Spain from 1939 to 1975. He came to power shortly after the start of the Spanish Civil War. In that war, he led the rebel Nationalist Army to victory over the Loyalist forces. After the war ended in 1939, Franco held complete control of Spain. His regime was similar to a Fascist dictatorship. He carried out the functions of chief of state, prime minister, commander in chief, and leader of the Falange, the only permitted political party. He adopted the title of El Caudillo, the leader. In the early years of his regime, he tried to eliminate all opposition. He later eased some restrictions. Francisco Franco Bahamonde was born on December 4, 1892, in El Ferrol de Caudillo, Spain. His father was a naval officer. He schooled at the Infantry Academy of Toledo. After graduating from the infantry academy in 1910, he rose rapidly in the army, earning the reputation for efficiency, honesty, and complete professional dedication. He was named commander of the Spanish foreign legion in 1923. Franco became a national hero for his role in suppressing revolts in Morocco, and at the age of 33 he was made brigadier general. Having quelled a leftists revolt in Austria in 1934, he became army chief of staff in 1935. In February of 1936 the leftist government of the Spanish republic exiled Franco to an obscure command in the Canary Islands. The following July he joined other right-wing officers in a revolt against th...

Racism and ethnicity Essay

Joseph Addison once said that, â€Å"If men would consider not so much where they differ, as wherein they agree, there would be far less of uncharitableness and angry feeling in the world. † This holds true to the sentiments I have when it comes to the numerous injustices people incur due to their skin color, ethnicity, and the like. I have seen and witnessed first hand the harm people can cause to one another due to petty differences between them; and I have also often pondered why such acts occur in our world. I used to think that this may be an isolated case; a freak phenomenon that has occurred solely in the confines of my home land. A social phenomenon that has existed in my home land due to the history our people have gone through. Yet, I have seen that such injustices and anger occur in other lands such as the United States of America and knowing of this makes me wonder if racism can be found in all societies regardless of geographic location and history. To get a better understanding of this social phenomenon I have decided to look into the cases of racism I have seen in my home country of Serbia and compare that to those acts I have seen here in America. Before I do proceed, I think it is necessary to take into consideration what racism really is. Many scholars have given various definitions to this phenomenon and the differences in the definitions can be attributed to the fact that the term covers a broad spectrum of implications of race-based bigotry, prejudice, violence, oppression, stereotyping or discrimination. Since it covers such a wide array of topics and takes into account various social issues we can take into account 2 general definitions of racism; the sociological and the legal. Racism is broadly defined as a form of discrimination based on characteristics of race and existing either as individual racism, which originates in the racist beliefs of a single person, or institutional racism, which occurs when racist ideas and practices are embodied in the folkways, mores and norms (Leeder. 2003). On the other hand, sociologists Noel Cazenave and Darlene Alvarez Maddern define racism as â€Å"†¦ a highly organized system of ‘race’-based group privilege that operates at every level of society and is held together by a sophisticated ideology of color/’race’ supremacy. Racist systems include, but cannot be reduced to, racial bigotry,† (Cazenave and Maddern 1999: 42). Based on these definitions we can see two dominant themes when we speak about racism. The first among the two is the fact that racism takes into account the psyche of an individual. To be more precise, we deal with the construct of beliefs a person or group may hold against others as embodied by the mores and norms they have. The second aspect that we find is the fact that racism is a highly organized group structure as pointed out by Noel Cazenave and Darlene Alvarez Maddern. With regard to the second aspect, we find that racism is a social construct, a privilege of certain groups within a society. Hence, we are led to conclude that the social phenomenon can very well exist in any society. After all, there is no true homogenous society and the fact remain that differences abound between groups. Take the United States of America, though it is a single country the social structure can still clearly delineated between the different races that occupy its geography. As for my home country of Serbia, we also see that racism cuts across groups as I have seen people display acts of racial discrimination on gypsies; a group who since their unexplained appearance in Europe over nine centuries ago, the gypsies have refused to fall in with conventional settled life. They remain a people whose culture and customs are beset with misunderstanding, and who cling to their distinct identity in the teeth of persistent rejection and pressure to conform. This social group has been long been ridiculed and persecuted in Serbia. I have also personally seen people who look like neo-Nazis with their shaved heads launching verbal assaults and beating up gypsies. It is a saddening truth that things like this happen. What’s worse is the fact that gypsies are actually persecuted all around Europe. Other shocking instances of racial acts can also be seen in soccer games in Serbia. An example of this is even cited on a blog/news commentary on the Fox Sports website.

Regional Business Environment Depth Of Integration

6 Regional Business Environment Depth of Integration Economic integration. Economic theory shows free trade on a global basis as the first best outcome, in as much as it allows specialization and exchange to take place globally, thus leading to larger world output and welfare. More exactly, economic integration earnings by agreements to: †¢ eliminate tariffs and import quotas among members (FTAs and sectoral FTAs). †¢ establish common external tariffs and quotas (CUs). †¢ allow free movement of goods, services and workers (Common Market). †¢ harmonize competition, operational, fiscal, monetary and social policies (Economic Union). †¢ unify economic policies and establish supra-national institutions (Economic and Political Union) Thus three gradually higher levels of integration can be illustrious. The first level involves modest integration by means of an agreement to apply symmetric special treatment of imports and allocate supporting purposes and instruments to mutually operated institutions. Examples would be NAFTA’s assurance to remove tariffs among its members, its dispute settlement provisions, and the various working groups and agencies that serve to facilitate trade and investment among the three partners. In the case of a EU, the agreement would additionally include a common external tariff related to non-members, which, in turn, requires an understanding on how to allocate among the partners the tariffShow MoreRelatedA Roadmap For The Asean Economic Community ( Aec ) Based On The Eu Model1119 Words   |  5 Pagesand effective ways for AEC to reach its goals. The research has certain influence on interdisciplinary aspects which include economy, political, environment, and even cultural aspe ct. 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